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Private-sector complaints

Industries and Complaint Routes

Choose an industry to see common complaint types, the evidence to retain and the appropriate external escalation route.

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Medical aid and healthcare

Claims, co-payments, authorisations, benefits and patient-service complaints.

Complaints covered

  • Claim or authorisation refused
  • Unexpected co-payment
  • Treatment or records complaint

Evidence to prepare

  • Membership and claim numbers
  • Clinical or provider documents
  • Scheme decision and reasons

Escalation route

Council for Medical Schemes or relevant health authority

First give the organisation or public body a reasonable opportunity to respond and retain every reference number.

Your public summary must not contain identity numbers, banking information, medical records or private contact details.

Upload supporting evidence through the protected complaint workflow after signing in.