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Private-sector complaints

Industries and Complaint Routes

Choose an industry to see common complaint types, the evidence to retain and the appropriate external escalation route.

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Insurance

Rejected claims, delays, policy wording and premium disputes.

Complaints covered

  • Claim rejected or underpaid
  • Unreasonable assessment delay
  • Cancellation or premium dispute

Evidence to prepare

  • Policy schedule and wording
  • Claim number and assessor report
  • Correspondence and photographs

Escalation route

National Financial Ombud

First give the organisation or public body a reasonable opportunity to respond and retain every reference number.

Your public summary must not contain identity numbers, banking information, medical records or private contact details.

Upload supporting evidence through the protected complaint workflow after signing in.