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Private-sector complaints

Industries and Complaint Routes

Choose an industry to see common complaint types, the evidence to retain and the appropriate external escalation route.

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Banking

Debit orders, fees, blocked accounts, credit records and payment disputes.

Complaints covered

  • Unauthorised debit orders
  • Account or card access blocked
  • Fees, transfers and refund disputes

Evidence to prepare

  • Statements and transaction dates
  • Dispute or call-centre references
  • Written response from the bank

Escalation route

National Financial Ombud

First give the organisation or public body a reasonable opportunity to respond and retain every reference number.

Your public summary must not contain identity numbers, banking information, medical records or private contact details.

Upload supporting evidence through the protected complaint workflow after signing in.